446 Manley CRES, South Bruce Peninsula, ON N0H 2G0
446 Manley CRES , South Bruce Peninsula, ON N0H 2G0
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Bed Rooms
4
Bath Rooms
2
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Virtual Tour
50 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
South Bruce Peninsula
MLS Listing ID
X13608302
Style
2-Storey
Bedrooms
4
Annual Tax Amount
$2,669
Tax Year
2025
Property Sub-Type
Detached
Location
Province
ON
County
Bruce
Area
Bruce
Zoning
R2
Rooms
Family Room
Yes
Basement
Full, Finished
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote, Water Heater Owned, Carpet Free
Cooling
Central Air
Fireplaces Number
3
Fireplaces Type
Wood Stove, Living Room
Inclusions
Refrigerator, Stove, Washer, Dryer, Couch in basement, wall unit in basement, Window Coverings, table and chairs, and bench on front porch
Exterior
Exterior Feature
Backs On Green Belt, Deck, Landscaped, Porch, Year Round Living
Parking Features
Private
Pool
None
View
Trees/Woods, Valley
Roof Type
Asphalt Shingle
Lot Frontage
90.0
Lot Depth
170.24
Total Parking Spaces
3
Building
Building Age
31-50
Foundation
Block
Others
Senior Community
Yes
ParcelsYN
Yes
Virtual Tour
https://century21.pvapps.ca/property-website/17842/unbranded
Listed by Century 21 Millennium Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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446 Manley CRES

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Navjot Singh

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