864 59 Highway, Port Rowan, ON N0E 1M0
Listed by Jarred Wilcox • Peak Peninsula Realty Brokerage Inc.
864 59 Highway , Port Rowan, ON N0E 1M0
$ 534,000
Bed Rooms
3
Bath Rooms
2
SqFt
1,418
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Year Built
1962
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$376
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,418 sqft
MLS Listing ID
40850841
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,418
Annual Tax Amount
$3,368
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Port Rowan
Zoning
RR
Direction
Head south on Highway 59 towards long point, property is on the left after the bridge over Big Creek
Rooms
Basement
None, Unfinished
Main Level Bedrooms
1
Bedroom 2
2
Kitchen
1
Interior
Interior Features
Central Vacuum, Ceiling Fan(s)
Heating
Fireplace-Gas, Heat Pump
Cooling
Wall Unit(s)
Fireplaces Number
2
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater Owned, Refrigerator, Stove
Exterior
Parking Features
Detached Garage
Waterfront Description
Lake,Direct Waterfront,Water Access Deeded,Access to Water,Lake Privileges,Lake/Pond
Roof Type
Metal
Lot Frontage
129.74
Lot Depth
65.8
Garage
Yes
Building
Lot Description
Rural, Greenbelt, Highway Access, School Bus Route, Schools
Faces
Head south on Highway 59 towards long point, property is on the left after the bridge over Big Creek
Foundation
Concrete Block, Poured Concrete
Sewer
Holding Tank
Water
Cistern
Level or Stories
2
Structure Type
Wood Siding
New Construction
No
Others
Senior Community
No
Tax ID
501160102
Ownership
Freehold/None
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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864 59 Highway

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