20 Highland CRES, South Bruce, ON N0G 2V0
20 Highland CRES , South Bruce, ON N0G 2V0
$ 999,900
Bed Rooms
6
Bath Rooms
4
Acres Lot
2.65
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Virtual Tour
Video Tour
50 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
2500-3000
Subdivision
South Bruce
MLS Listing ID
X13597358
Style
2-Storey
Bedrooms
6
Annual Tax Amount
$7,026
Tax Year
2025
Lot Size
2.650 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Bruce
Area
Bruce
Rooms
Basement
Apartment, Finished with Walk-Out, Separate Entrance, Full, Finished
Kitchen
2
Interior
Interior Features
Accessory Apartment, Auto Garage Door Remote, Built-In Oven, Central Vacuum, Countertop Range, Garburator, Guest Accommodations, In-Law Suite, Propane Tank, Storage, Sump Pump, Water Heater, Water Purifier, Water Softener
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Living Room, Propane
Inclusions
2 fridges, 2 stoves, 2 dishwashers, 2 sets of washer and dryer, pool supplies and equipment, central vac and attachments, all light fixtures, all window coverings, garage door open/control. NOTE Pool heater AS IS
Exterior
Exterior Feature
Deck, Landscaped, Landscape Lighting, Patio, Privacy, Porch, Recreational Area, Year Round Living
Parking Features
Attached
Pool
Inground
View
Trees/Woods
Roof Type
Asphalt Shingle
Total Parking Spaces
10
Building
Foundation
Concrete
Others
Virtual Tour
https://tour.giraffe360.com/2e3d9fd8a57a480688c720d1c93bab3b
Lited by eXp Realty
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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20 Highland CRES

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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