24 Winger Bay Lane, Selkirk, ON N0A 1P0
Listed by Lori Birbari • Royal LePage Trius Realty Brokerage
24 Winger Bay Lane , Selkirk, ON N0A 1P0
$ 599,000
Bed Rooms
3
Bath Rooms
2
SqFt
1,592
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$376
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,592 sqft
MLS Listing ID
40849536
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,592
Annual Tax Amount
$3,590
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Haldimand
Area
Rainham
Zoning
RL
Direction
Lakeshore Rd. between Kohler and Fisherville Rd.'s, south on Winger Bay
Rooms
Basement
None
Main Level Bedrooms
1
Bedroom 2
2
Kitchen
1
Interior
Interior Features
Ceiling Fan(s)
Heating
Fireplace-Propane, Heat Pump
Cooling
Ductless
Fireplaces Type
Electric, Propane
Fireplace
Yes
Window Features
Skylight(s)
Appliance
Microwave, Refrigerator, Stove
Exterior
Exterior Feature
Recreational Area
Parking Features
Attached Garage
Waterfront Description
Lake,Direct Waterfront,South,Beach Front,Access to Water
Roof Type
Asphalt Shing
Lot Frontage
48.95
Lot Depth
80.0
Garage
Yes
Building
Lot Description
Rural
Faces
Lakeshore Rd. between Kohler and Fisherville Rd.'s, south on Winger Bay
Foundation
Pillar/Post/Pier
Sewer
Holding Tank
Water
Cistern
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
382110547
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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24 Winger Bay Lane

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