363 Twinflower Crescent, Waterloo, ON N2V 1X2
Listed by Jeff Gingerich • CENTURY 21 HERITAGE HOUSE LTD.
363 Twinflower Crescent , Waterloo, ON N2V 1X2
$ 875,000
Bed Rooms
3
Bath Rooms
2
SqFt
1,456
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Virtual Tour
42 photos
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Year Built
1990
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$600
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,456 sqft
MLS Listing ID
40848250
Style
Bungalow
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
2,275
Annual Tax Amount
$5,915
Lot Size
7,927 Sqft
Acres
0.182
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
4 - Waterloo West
Zoning
R4
Direction
Northlake to Monarch Place, turn right onto Twinflower
Rooms
Basement
Full, Partially Finished
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Central Vacuum
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Dishwasher, Dryer, Refrigerator, Stove, Washer
Exterior
Exterior Feature
Awning(s), Landscaped
Parking Features
Attached Garage, Asphalt, Other
Utilities Available
Cable Available, Cell Service, Electricity Connected, Garbage/Sanitary Collection, High Speed Internet Avail, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Available, Underground Utilities
Waterfront Description
River/Stream
Roof Type
Asphalt Shing
Porch
Deck, Patio
Lot Frontage
67.0
Lot Depth
104.0
Garage
Yes
Building
Lot Description
Urban, Airport, Campground, Corner Lot, Greenbelt, Landscaped, Major Highway, Park, Place of Worship, Playground Nearby, Public Transit, Quiet Area, Regional Mall, Schools, Shopping Nearby, Trails
Faces
Northlake to Monarch Place, turn right onto Twinflower
Story
1
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick Veneer
New Construction
Yes
Schools
Elementary Schools
Northlake Woods & Sir Edgar Bauer
High Schools
Wci & St David
Others
Senior Community
No
Tax ID
222610064
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/363_twinflower_crescent_waterloo_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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363 Twinflower Crescent

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