89 Duchess Drive, Delhi, ON N4B 0B2
Listed by Nicole Mary Slade • RE/MAX Erie Shores Realty Inc. Brokerage
89 Duchess Drive , Delhi, ON N4B 0B2
$ 747,450
Bed Rooms
3
Bath Rooms
2
SqFt
1,503
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16 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$497
Car Garage
1.5
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,503 sqft
MLS Listing ID
40848300
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,503
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Delhi
Zoning
R2
Direction
James Street, turn east on Argyle Street, Turn left on McIntosh, turn right on Duchess
Rooms
Basement
Development Potential, Full, Unfinished
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
Air Exchanger, Auto Garage Door Remote(s), Rough-in Bath
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Microwave, Range Hood
Laundry
Main Level
Exterior
Exterior Feature
Lighting, Year Round Living
Parking Features
Attached Garage, Garage Door Opener, Gravel
Utilities Available
Cable Available, Cell Service, Electricity Connected, Garbage/Sanitary Collection, High Speed Internet Avail, Natural Gas Connected, Recycling Pickup
Roof Type
Fiberglass
Porch
Deck
Lot Frontage
51.51
Lot Depth
118.41
Garage
Yes
Building
Lot Description
Urban, Dog Park, City Lot, Library, Park, Place of Worship, Playground Nearby, School Bus Route, Schools, Shopping Nearby
Faces
James Street, turn east on Argyle Street, Turn left on McIntosh, turn right on Duchess
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
1
Structure Type
Brick,Stone
New Construction
No
Schools
Elementary Schools
St. Frances Cabrini, Delhi Ps
High Schools
Holy Trinity, Delhi District Ss
Others
Senior Community
No
Tax ID
501690541
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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89 Duchess Drive

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Navjot Singh

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