265 Williamsburg Road #15, Kitchener, ON N2E 3H1
Listed by Sue Machado • RE/MAX REAL ESTATE CENTRE INC.
265 Williamsburg Road #15 , Kitchener, ON N2E 3H1
$ 394,900
Bed Rooms
3
Bath Rooms
3
SqFt
1,178
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Virtual Tour
44 photos
Highlight
Year Built
1986
Days of On-Site Use
--
Property Type
Condo
Price per Sqft
$335
Car Garage
--
Open House
Sun Jul 19, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,178 sqft
MLS Listing ID
40844886
Bedrooms
3
Full Baths
2
Half Baths
1
HOA Fees
$582/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,178
Annual Tax Amount
$2,488
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
3 - Kitchener West
Zoning
R2B
Direction
Westmount Road to Williamsburg Rd.
Rooms
Basement
Finished
Bedroom 2
3
Kitchen
1
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Water Heater
Laundry
In Basement
Exterior
Utilities Available
Cable Connected
Roof Type
Asphalt Shing
Garage
No
Building
Lot Description
Urban, Highway Access, Place of Worship, Playground Nearby, Public Transit, Schools, Shopping Nearby
Faces
Westmount Road to Williamsburg Rd.
Story
2
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Aluminum Siding
New Construction
No
Schools
Elementary Schools
Williamsburg Public School And Our Lady Of Grace Catholic School
High Schools
Forest Heights Collegiate Institute And St. Mary'S
Others
HOA Fee Include
Insurance,Building Maintenance,C.A.M.,Doors ,Maintenance Grounds,Parking,Trash,Property Management Fees,Roof,Snow Removal,Water,Windows
Senior Community
No
Tax ID
231540014
Ownership
Condominium
Virtual Tour
https://unbranded.youriguide.com/265_williamsburg_rd_15_kitchener_on/
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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265 Williamsburg Road #15

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