172 Highland Road W, Hamilton, ON L8J 2S6
Listed by Samantha Ryder • RE/MAX Escarpment Realty Inc.
172 Highland Road W , Hamilton, ON L8J 2S6
$ 839,999
Bed Rooms
3
Bath Rooms
3
SqFt
1,494
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Year Built
1993
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$562
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
1,494 sqft
MLS Listing ID
40846984
Bedrooms
3
Full Baths
2
Half Baths
1
Abv Grd Liv Area
1,494
Annual Tax Amount
$5,150
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
50 - Stoney Creek
Zoning
R3
Direction
Green Mountain Rd / First Rd W to Highland Rd W
Rooms
Other Rooms
Gazebo, Shed(s)
Basement
Full, Partially Finished
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s)
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplace
Yes
Appliance
Built-in Microwave, Dishwasher, Dryer, Refrigerator
Laundry
In Basement
Exterior
Exterior Feature
Landscaped
Parking Features
Attached Garage, Garage Door Opener, Asphalt, Built-In, Inside Entry
Fence
Full
Pool
Above Ground
Utilities Available
Cable Connected, Electricity Connected, Natural Gas Available
Roof Type
Asphalt Shing
Porch
Deck, Enclosed
Lot Frontage
47.04
Lot Depth
114.83
Garage
Yes
Building
Lot Description
Urban, Rectangular, Ample Parking, Highway Access, Park, Place of Worship, Public Transit, Quiet Area, School Bus Route, Schools, Shopping Nearby
Faces
Green Mountain Rd / First Rd W to Highland Rd W
Foundation
Concrete Perimeter
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Level or Stories
2
Structure Type
Brick,Vinyl Siding
New Construction
No
Schools
Elementary Schools
St. Paul Catholic Elementary School
High Schools
Saltfleet District, St. John Henry Newman Catholic
Others
Senior Community
No
Tax ID
171200170
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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172 Highland Road W

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