193 Gouett ST, Tay, ON L0K 2C0
193 Gouett ST , Tay, ON L0K 2C0
$ 799,900
Bed Rooms
3
Bath Rooms
3
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Virtual Tour
49 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Approx. Sqft
2500-3000
Subdivision
Rural Tay
MLS Listing ID
S13547740
Style
Bungaloft
Bedrooms
3
Annual Tax Amount
$3,792
Tax Year
2025
Property Sub-Type
Detached
Location
Province
ON
County
Simcoe
Area
Simcoe
Zoning
RS
Body of Water
Georgian Bay
Rooms
Family Room
No
Basement
Unfinished, Crawl Space
Kitchen
1
Interior
Interior Features
Bar Fridge, Central Vacuum, In-Law Capability, Propane Tank, Sump Pump, Water Heater Owned, Water Purifier, Water Softener, Water Treatment
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Electric, Wood
Inclusions
Fridge (x2), Stove, Dishwasher, Washer, Dryer, Existing Light Fixtures, Existing Window Coverings, Owned Hot Water Heater, Electric Fireplace, Movable Island and Breakfast Bar-Stools, Bar and Bar Stools, Cherry Wood Dining Room Table and Chairs, Wood Burning Chimenea, Shed and a Dock Shed, Large Floating Dock with Foam Filled Floats, Three Tiered Wooden Kayak Rack, Pelican Kayak (x2), Riding Lawn Mower with Blower, Sea-Can Shipping Container, New Lake Water Pump and Hosing throughout the Property.
Exterior
Exterior Feature
Deck
Parking Features
Private Triple
Pool
None
Waterfront Description
Breakwater,River Front,Winterized
Roof Type
Asphalt Shingle,Flat
Road Frontage
Municipal Road, Private Road, Public Road
Lot Frontage
81.23
Lot Depth
311.37
Total Parking Spaces
11
Building
Building Age
31-50
Foundation
Concrete
Others
Senior Community
Yes
ParcelsYN
No
Virtual Tour
https://youtu.be/fRP07IJV7vI
Listed by FARIS TEAM REAL ESTATE BROKERAGE
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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193 Gouett ST

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Navjot Singh

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