1019 Loyalist DR, Minden Hills, ON K0M 2K0
1019 Loyalist DR , Minden Hills, ON K0M 2K0
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Bed Rooms
3
Bath Rooms
2
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
700-1100
Subdivision
Lutterworth
MLS Listing ID
X13537914
Style
Bungalow-Raised
Bedrooms
3
Annual Tax Amount
$2,259
Tax Year
2025
Property Sub-Type
Detached
Location
Province
ON
County
Haliburton
Area
Haliburton
Zoning
SR2
Body of Water
Gull River
Rooms
Family Room
Yes
Basement
Finished with Walk-Out
Kitchen
1
Interior
Interior Features
Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned
Cooling
None
Fireplaces Number
1
Fireplaces Type
Wood Stove
Inclusions
Major appliances, docks in as-is, where-is condition. Heated river water line. Full inspection of the home and septic system available. Septic in good working order.
Exterior
Exterior Feature
Deck, Year Round Living
Pool
None
Waterfront Description
Stairs to Waterfront,Winterized
View
River
Roof Type
Metal
Road Frontage
Municipal Road, Private Road
Lot Frontage
89.0
Lot Depth
78.95
Total Parking Spaces
4
Building
Building Age
31-50
Foundation
Concrete Block, Steel Frame
Sewer
Drain Back System
Others
Senior Community
No
ParcelsYN
Yes
Listed by Royal LePage Lakes of Haliburton
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1019 Loyalist DR

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Navjot Singh

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