647 Bains RD, Haldimand, ON N0A 1E0
647 Bains RD , Haldimand, ON N0A 1E0
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Bed Rooms
6
Bath Rooms
3
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Virtual Tour
50 photos
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Year Built
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Days of On-Site Use
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Property Type
Single Family Home
Price per Sqft
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
3000-3500
Subdivision
Haldimand
MLS Listing ID
X13517596
Style
1 1/2 Storey
Bedrooms
6
Annual Tax Amount
$5,928
Tax Year
2025
Property Sub-Type
Detached
Location
Province
ON
County
Haldimand
Area
Haldimand
Zoning
A
Rooms
Family Room
Yes
Basement
Full, Partially Finished
Kitchen
1
Interior
Interior Features
Built-In Oven, Sump Pump, Water Softener, Water Purifier, Water Treatment
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Wood Stove
Inclusions
All light fixtures, bathroom mirrors, ceiling fans, propane fireplace (not hooked up). All chattels in "as is" condition on closing.
Exterior
Exterior Feature
Backs On Green Belt, Deck, Landscaped, Patio, Porch
Parking Features
Front Yard Parking, Private Double, RV/Truck
Pool
None
View
Clear, Forest, Panoramic, Trees/Woods
Roof Type
Asphalt Shingle
Lot Frontage
348.48
Lot Depth
125.0
Total Parking Spaces
6
Building
Building Age
100+
Foundation
Block, Poured Concrete, Stone
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Smoke Detector
ParcelsYN
No
Virtual Tour
https://www.myvisuallistings.com/vtnb/364630
Listed by ROYAL LEPAGE NRC REALTY
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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647 Bains RD

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Navjot Singh

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