39 Everton Drive, Guelph, ON N1E 0R9
Listed by Ajay Shah • HOMELIFE MIRACLE REALTY LTD
39 Everton Drive , Guelph, ON N1E 0R9
$ 1,089,000
Bed Rooms
5
Bath Rooms
4
SqFt
2,050
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Request Showing
Virtual Tour
13 photos
Highlight
Year Built
2022
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$531
Car Garage
1.5
Open House
Sun Jul 12, 2:15pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,050 sqft
MLS Listing ID
40844725
Bedrooms
5
Full Baths
3
Half Baths
1
Abv Grd Liv Area
2,850
Annual Tax Amount
$7,631
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Wellington
Area
Guelph/Eramosa
Zoning
R.1C-27
Direction
None
Rooms
Basement
Separate Entrance, Walk-Out Access, Full, Finished
Bedroom 2
4
Kitchen
2
Interior
Interior Features
Accessory Apartment, In-Law Floorplan
Heating
Forced Air
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Water Softener, Dishwasher, Gas Stove, Range Hood, Refrigerator, Stove, Washer
Laundry
In-Suite, Laundry Room
Exterior
Exterior Feature
Private Entrance
Parking Features
Attached Garage, Garage Door Opener, Built-In
Garage Description
Main
Fence
Fence - Partial
Utilities Available
Cable Available, Electricity Connected, Internet Other, Phone Connected
View Y/N
true
View
Clear
Roof Type
Shingle
Porch
Porch
Lot Frontage
44.42
Garage
Yes
Building
Lot Description
Urban, Irregular Lot, Airport, City Lot, Hospital, Library, Public Transit, Quiet Area, Ravine, School Bus Route
Faces
None
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Brick,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
714932967
Ownership
Freehold/None
Virtual Tour
https://estate-shutter-portal.aryeo.com/videos/019cdeee-fd55-72e6-ab43-3c30d76ebb44
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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39 Everton Drive

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Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

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