226421 Southgate 22 RD, Southgate, ON N0C 1B0
226421 Southgate 22 RD , Southgate, ON N0C 1B0
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Bed Rooms
4
Bath Rooms
2
Acres Lot
2
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Virtual Tour
41 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
3.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
Southgate
MLS Listing ID
X13499430
Style
Sidesplit 5
Bedrooms
4
Annual Tax Amount
$5,500
Tax Year
2026
Lot Size
2.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Grey County
Area
Grey County
Rooms
Family Room
Yes
Basement
Partial Basement
Kitchen
1
Interior
Interior Features
Air Exchanger, Propane Tank, Water Heater Owned, Water Softener, Water Treatment
Cooling
None
Inclusions
Fridge (As-is), Stove (As-is), Dishwasher (As-is), Security Cameras, Fridge in Garage (As-is), TV in Workshop, Electric Heater in Workshop, Existing Light Fixtures, Existing Window Coverings, Window A/C Unit, Built In Microwave, Playhouse (as-is -- has electricity), UV Light (to be installed prior to closing), Reverse Osmosis for Kitchen Tap (ready on closing)
Exterior
Exterior Feature
Porch, Private Pond, Deck, Landscaped
Pool
None
Roof Type
Asphalt Shingle
Lot Frontage
540.07
Lot Depth
169.95
Total Parking Spaces
8
Building
Foundation
Insulated Concrete Form
Others
Senior Community
Yes
Security Features
Security System
ParcelsYN
No
Virtual Tour
https://unbranded.youriguide.com/226421_southgate_rd_22_southgate_on/
Listed by eXp Realty
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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226421 Southgate 22 RD

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Navjot Singh

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