240 Stoke Drive, Kitchener, ON N2N 2C1,Video Tour
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Listed by Erin Holowach • ComFree
240 Stoke Drive , Kitchener, ON N2N 2C1
$ 939,000
Bed Rooms
5
Bath Rooms
4
SqFt
1,862
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Virtual Tour
41 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$504
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,862 sqft
MLS Listing ID
40840474
Bedrooms
5
Full Baths
3
Half Baths
1
Abv Grd Liv Area
2,820
Annual Tax Amount
$5,630
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
3 - Kitchener West
Zoning
R2A
Rooms
Basement
Development Potential, Separate Entrance, Walk-Out Access, Full, Finished, Sump Pump
Bedroom 2
4
Kitchen
1
Interior
Interior Features
High Speed Internet, Central Vacuum, In-law Capability, Upgraded Insulation, Water Meter, Work Bench
Heating
Fireplace(s), Forced Air, Wood Stove
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Wood Burning, Wood Burning Stove
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater Owned, Water Softener, Dishwasher, Dryer, Freezer, Refrigerator, Stove, Washer
Laundry
Laundry Room, Sink
Exterior
Exterior Feature
Awning(s), Backs on Greenbelt, Lighting, Privacy, Year Round Living
Parking Features
Attached Garage, Asphalt, Concrete, Inside Entry
Utilities Available
Cable Connected, Electricity Connected, Garbage/Sanitary Collection, High Speed Internet Avail, Natural Gas Connected, Recycling Pickup
View Y/N
true
View
Forest, Garden, Panoramic, Park/Greenbelt, Trees/Woods, Water
Roof Type
Asphalt Shing
Porch
Deck, Patio, Porch
Lot Frontage
41.9
Lot Depth
110.0
Garage
Yes
Building
Lot Description
Urban, Greenbelt, Highway Access, Library, Park, Playground Nearby, Quiet Area, Ravine, School Bus Route, Schools, Trails
Foundation
Concrete Perimeter
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Aluminum Siding,Brick
New Construction
No
Schools
Elementary Schools
Sandhills P.S., Dominic Salvio Catholic Elementary
High Schools
Forest Heights, Resurrection Catholic
Others
Senior Community
No
Tax ID
224530090
Ownership
Freehold/None
Virtual Tour
https://my.matterport.com/show/?m=XfU3wfkXQhf
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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240 Stoke Drive

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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