555 Fountain Street S, Cambridge, ON N3H 1J2
Listed by Curtis Ball • RE/MAX TWIN CITY REALTY INC.
555 Fountain Street S , Cambridge, ON N3H 1J2
$ 1,149,000
Bed Rooms
5
Bath Rooms
3
SqFt
1,934
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32 photos
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Year Built
1972
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$594
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,934 sqft
MLS Listing ID
40843296
Style
Bungalow
Bedrooms
5
Full Baths
3
Abv Grd Liv Area
3,887
Annual Tax Amount
$8,952
Lot Size
0.400 Acres
Acres
0.4
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
15 - Preston
Zoning
R1 (F1)R1
Direction
BETWEEN SHANTZ HILL & PRESTON PKWY
Rooms
Other Rooms
Shed(s)
Basement
Walk-Out Access, Full, Finished
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
Sauna
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Electric, Roughed In
Fireplace
Yes
Appliance
Water Heater, Water Softener, Built-in Microwave, Dishwasher, Dryer, Gas Stove, Refrigerator, Washer
Laundry
In Basement
Exterior
Exterior Feature
Balcony, Landscaped
Parking Features
Attached Garage, Concrete
Pool
In Ground, Outdoor Pool
Waterfront Description
River/Stream
View Y/N
true
View
River, Trees/Woods
Roof Type
Membrane,Shingle
Porch
Deck
Lot Frontage
66.0
Garage
Yes
Building
Lot Description
Urban, Greenbelt, Highway Access, Shopping Nearby, Trails
Faces
BETWEEN SHANTZ HILL & PRESTON PKWY
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Stucco,Wood Siding
New Construction
No
Others
Senior Community
No
Tax ID
037741171
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/b38om_555_fountain_st_s_cambridge_on/
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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555 Fountain Street S

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Navjot Singh

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