284 Port Hoover RD, Kawartha Lakes, ON K0M 2C0
284 Port Hoover RD , Kawartha Lakes, ON K0M 2C0
$ 784,000
Bed Rooms
3
Bath Rooms
3
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Year Built
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Days of On-Site Use
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Property Type
Single Family Home
Price per Sqft
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Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
Little Britain
MLS Listing ID
X13469604
Style
2-Storey
Bedrooms
3
Annual Tax Amount
$4,469
Tax Year
2026
Property Sub-Type
Detached
Location
Province
ON
County
Kawartha Lakes
Area
Kawartha Lakes
Zoning
RR3
Body of Water
Lake Scugog
Rooms
Basement
Finished with Walk-Out
Kitchen
1
Interior
Interior Features
Built-In Oven, Countertop Range, In-Law Capability, Propane Tank, Separate Hydro Meter, Sewage Pump, Water Heater, Water Softener, Water Treatment
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Living Room, Propane
Inclusions
Refrigerator, Stove, Dishwasher, Washer, Dryer, Owned Hot Water Tank. Water Softener
Exterior
Exterior Feature
Deck, Fishing
Parking Features
None
Pool
None
Waterfront Description
Dock
View
Lake
Roof Type
Asphalt Shingle
Road Frontage
Municipal Road
Total Parking Spaces
4
Building
Building Age
31-50
Foundation
Concrete Block
Others
Virtual Tour
https://media.castlerealestatemarketing.com/sites/rgbjnmwn/unbranded
Lited by Royal Heritage Realty Ltd
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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284 Port Hoover RD

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Navjot Singh

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