51 Westcliff Way, Cambridge, ON N1S 5B4
Listed by Elaine Keller • RE/MAX SOLID GOLD REALTY (II) LTD.
51 Westcliff Way , Cambridge, ON N1S 5B4
$ 929,900
Bed Rooms
4
Bath Rooms
3
SqFt
1,630
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Year Built
2001
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$570
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Pending
Purchase Type
For Sale
Square Footage
1,630 sqft
MLS Listing ID
40841296
Style
Bungalow
Bedrooms
4
Full Baths
3
Abv Grd Liv Area
3,211
Annual Tax Amount
$6,229
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
11 - Galt West
Zoning
R1
Direction
George Street to Blair St to Newman Dr to Westcliff Way
Rooms
Other Rooms
Shed(s)
Basement
Full, Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s), In-law Capability, Wet Bar
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Appliance
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer, Wine Cooler
Laundry
In Basement, In-Suite
Exterior
Parking Features
Attached Garage, Asphalt
Fence
Full
Pool
Above Ground
Waterfront Description
River/Stream
Roof Type
Asphalt Shing
Porch
Deck, Porch
Lot Frontage
62.73
Lot Depth
121.39
Garage
Yes
Building
Lot Description
Urban, Rectangular, City Lot, Hospital, Library, Major Highway, Public Transit, Rec./Community Centre, Schools, Trails
Faces
George Street to Blair St to Newman Dr to Westcliff Way
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
Blair Road P.S., St. Augustine
High Schools
Galt C.I., Monsignor Doyle Catholic Secondary School
Others
Senior Community
No
Tax ID
037730762
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/51_westcliff_way_cambridge_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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51 Westcliff Way

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Navjot Singh

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