178 Chudleigh Street, Waterdown, ON L8B 0J9
Listed by Philip Hollett • RE/MAX Escarpment Realty Inc.
178 Chudleigh Street , Waterdown, ON L8B 0J9
$ 829,900
Bed Rooms
3
Bath Rooms
3
SqFt
1,570
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Virtual Tour
33 photos
Highlight
Year Built
2002
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$528
Car Garage
1.0
Open House
Sun Aug 30, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Single Family Residence
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,570 sqft
MLS Listing ID
40840565
Style
Traditional
Bedrooms
3
Full Baths
2
Half Baths
1
Abv Grd Liv Area
1,570
Annual Tax Amount
$5,646
Property Sub-Type
Single Family Residence
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
46 - Waterdown
Zoning
R4
Direction
Dundas St E, Hamilton St N, White Oak Dr, Chudleigh St
Rooms
Basement
Full, Partially Finished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Central Vacuum
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Type
Living Room, Gas
Fireplace
Yes
Appliance
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
Laundry
In Basement
Exterior
Exterior Feature
Landscaped
Parking Features
Attached Garage, Built-In, Inside Entry
Fence
Full
Roof Type
Asphalt Shing
Porch
Deck, Porch
Lot Frontage
26.25
Lot Depth
119.26
Garage
Yes
Building
Lot Description
Urban, Greenbelt, Highway Access, Library, Public Transit, Rec./Community Centre, Schools
Faces
Dundas St E, Hamilton St N, White Oak Dr, Chudleigh St
Story
2
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
Allan A Greenleaf, Guy B Brown, Guardian Angels, St. Joseph
High Schools
Waterdown District, Westdale, St. Mary, Cathedral
Others
Senior Community
No
Tax ID
175101002
Ownership
Freehold/None
Virtual Tour
https://unbranded.youriguide.com/178_chudleigh_st_waterdown_on/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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178 Chudleigh Street

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