12437 2nd Line RD, Alnwick/haldimand, ON K0K 2X0
12437 2nd Line RD , Alnwick/haldimand, ON K0K 2X0
$ 1,079,900
Bed Rooms
3
Bath Rooms
3
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Virtual Tour
42 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
3.0
Open House
Sat Aug 22, 1:00pm - 3:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
Rural Alnwick/Haldimand
MLS Listing ID
X13454342
Style
Bungalow
Bedrooms
3
Annual Tax Amount
$5,558
Tax Year
2025
Property Sub-Type
Detached
Location
Province
ON
County
Northumberland
Area
Northumberland
Rooms
Basement
Apartment, Finished with Walk-Out
Kitchen
2
Interior
Interior Features
Accessory Apartment, Auto Garage Door Remote, In-Law Suite
Cooling
Central Air
Fireplaces Type
Propane
Inclusions
2x fridges, 2x stoves, 2x b/I dishwashers, 2x b/I micro, 2 washers, 2 dryers, All electric light fixtures, Garage door opener(s) and all remotes, Central air and equipment, All closet organizers, All b/I shelving, Bathroom mirrors, All blinds, Any ceiling fans, Water softener system (owned), UV filtration system
Exterior
Exterior Feature
Deck, Landscaped, Patio, Privacy, Porch, Year Round Living
Parking Features
Attached
Pool
None
View
Trees/Woods, Forest, Panoramic
Roof Type
Shingles
Total Parking Spaces
8
Building
Building Age
0-5
Foundation
Poured Concrete
Others
Virtual Tour
https://youtu.be/LLbdeuz4pdM
Lited by Royal Heritage Realty Ltd
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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12437 2nd Line RD

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Navjot Singh

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