8 Birch IS, Rideau Lakes, ON K0G 1E0
8 Birch IS , Rideau Lakes, ON K0G 1E0
$ 367,000
Bed Rooms
3
Bath Rooms
1
Acres Lot
5
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Virtual Tour
50 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Approx. Sqft
700-1100
Subdivision
817 - Rideau Lakes (South Crosby) Twp
MLS Listing ID
X13448724
Style
Bungalow
Bedrooms
3
Annual Tax Amount
$2,144
Tax Year
2025
Lot Size
5.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Leeds And Grenville
Area
Leeds And Grenville
Body of Water
Sand Lake
Rooms
Family Room
No
Basement
None
Kitchen
1
Interior
Interior Features
Water Heater Owned
Cooling
None
Inclusions
seller will be leaving most of the contents except items listed below in exclusions. All appliances are sold 'as is' - wood stove sold 'as is' - likely will not pass WETT Inspection. Aluminum boat and 15 HP Mercury engine included - boat has slow leak. Canoe, kayaks, extra outboard motor included (Evinrude).
Exterior
Exterior Feature
Deck, Privacy, Porch Enclosed, Seasonal Living
Parking Features
None
Pool
None
Waterfront Description
Dock
View
Water
Roof Type
Asphalt Shingle
Road Frontage
Water Only
Lot Frontage
270.0
Lot Depth
195.0
Building
Building Age
51-99
Foundation
Piers
Others
Senior Community
No
ParcelsYN
Yes
Virtual Tour
https://tours.andrewkizell.com/2391052?idx=1
Listed by BURT HUDSON REAL ESTATE LTD
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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8 Birch IS

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Navjot Singh
Navjot Singh

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