52 Rooshill Avenue, Cambridge, ON N3C 2A2
Listed by Kaitlin Zimmer • RE/MAX TWIN CITY REALTY INC.
52 Rooshill Avenue , Cambridge, ON N3C 2A2
$ 1,249,000
Bed Rooms
5
Bath Rooms
4
SqFt
3,011
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Virtual Tour
46 photos
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Year Built
1900
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$414
Car Garage
2.0
Open House
Sun Jul 19, 11:00am - 1:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
3,011 sqft
MLS Listing ID
40838398
Bedrooms
5
Full Baths
4
Abv Grd Liv Area
3,477
Annual Tax Amount
$6,336
Lot Size
0.280 Acres
Acres
0.28
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
14 - Hespeler
Zoning
R4
Direction
Queen St to Rooshill Ave
Rooms
Other Rooms
Shed(s), Other
Basement
Separate Entrance, Walk-Up Access, Other, Full, Finished
Main Level Bedrooms
1
Bedroom 2
4
Kitchen
3
Interior
Interior Features
In-Law Floorplan, Separate Heating Controls
Heating
Forced Air, Wood
Cooling
Central Air
Fireplaces Type
Wood Burning
Fireplace
Yes
Laundry
Multiple Locations
Exterior
Exterior Feature
Balcony, Private Entrance
Parking Features
Attached Garage
Fence
Full
Pool
In Ground
Roof Type
Shingle
Porch
Deck, Patio
Lot Frontage
138.3
Garage
Yes
Building
Lot Description
Urban, City Lot, Highway Access, Hospital, Major Highway, Open Spaces, Park, Place of Worship, Playground Nearby, Public Transit, Quiet Area, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby
Faces
Queen St to Rooshill Ave
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Brick,Stone
New Construction
No
Others
Senior Community
No
Tax ID
037660046
Ownership
Freehold/None
Virtual Tour
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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52 Rooshill Avenue

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Navjot Singh

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