1306 St Johns Road W, Simcoe, ON N3Y 4K1
Listed by Jacob Atkinson • Royal LePage State Realty Inc.
1306 St Johns Road W , Simcoe, ON N3Y 4K1
$ 990,000
Bed Rooms
3
Bath Rooms
3
SqFt
2,115
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Virtual Tour
50 photos
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Year Built
1994
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$468
Car Garage
1.5
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
2,115 sqft
MLS Listing ID
40839218
Bedrooms
3
Full Baths
2
Half Baths
1
Abv Grd Liv Area
3,019
Annual Tax Amount
$6,515
Lot Size
1.060 Acres
Acres
1.06
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Charlotteville
Zoning
A
Direction
Head south on Hwy 24, Turn right onto St John's Rd W, Travel approx. 6.4km, Destination will be on the left.
Rooms
Other Rooms
Gazebo, Workshop
Basement
Separate Entrance, Walk-Up Access, Full, Finished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s), Ceiling Fan(s), In-law Capability, Sewage Pump, Suspended Ceilings, Water Treatment, Wet Bar, Work Bench
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater Owned, Water Softener, Dishwasher, Dryer, Gas Oven/Range, Gas Stove, Hot Water Tank Owned, Microwave, Range Hood, Refrigerator, Washer
Laundry
In Basement, Main Level, Other
Exterior
Exterior Feature
Landscape Lighting, Landscaped, Lawn Sprinkler System, Privacy
Parking Features
Attached Garage, Garage Door Opener, Asphalt, Gravel
Pool
Above Ground
Utilities Available
Natural Gas Connected
Waterfront Description
Pond
View Y/N
true
View
Pond, Pool, Trees/Woods
Roof Type
Asphalt Shing
Porch
Deck
Lot Frontage
198.0
Lot Depth
234.0
Garage
Yes
Building
Lot Description
Rural, Rectangular, Landscaped
Faces
Head south on Hwy 24, Turn right onto St John's Rd W, Travel approx. 6.4km, Destination will be on the left.
Foundation
Poured Concrete
Sewer
Septic Tank
Water
Drilled Well
Level or Stories
2
Structure Type
Brick
New Construction
No
Others
Senior Community
No
Tax ID
501970285
Ownership
Freehold/None
Virtual Tour
https://vimeo.com/1201037992?share=copy&fl=sv&fe=ci
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1306 St Johns Road W

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