22 Bass Lane, Port Rowan, ON N0E 1M0
Listed by Michael Connor • Peak Peninsula Realty Brokerage Inc.
22 Bass Lane , Port Rowan, ON N0E 1M0
$ 549,900
Bed Rooms
2
Bath Rooms
1
SqFt
723
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Request Showing
Virtual Tour
26 photos
Highlight
Year Built
1961
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$760
Car Garage
--
Open House
Sun Aug 23, 1:00pm - 3:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
723 sqft
MLS Listing ID
40839551
Style
Cottage
Bedrooms
2
Full Baths
1
Abv Grd Liv Area
723
Annual Tax Amount
$3,258
Lot Size
3,005 Sqft
Acres
0.069
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
South Walsingham
Zoning
RR
Rooms
Other Rooms
Shed(s)
Basement
Crawl Space, Unfinished
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Ceiling Fan(s)
Heating
Fireplace-Propane
Cooling
Wall Unit(s)
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater Owned, Dryer, Range Hood, Refrigerator, Stove, Washer
Exterior
Exterior Feature
Fishing
Parking Features
Gravel
Utilities Available
Cell Service, Electricity Connected, Garbage/Sanitary Collection, High Speed Internet Avail, Recycling Pickup, Phone Available
Waterfront Description
Access to Water,Lake/Pond
View Y/N
true
View
Canal
Roof Type
Asphalt Shing
Porch
Deck
Lot Frontage
40.28
Lot Depth
75.25
Garage
No
Building
Lot Description
Rural, Rectangular, Beach, Campground, Near Golf Course, Marina, Park, Place of Worship, Shopping Nearby, Trails
Foundation
Block
Sewer
Holding Tank
Water
Co-Operative
Architectural Style
Cottage
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
501160162
Ownership
Freehold/None
Virtual Tour
https://visithome.ai/QceisQZByxzAeau4mEp6Xb?mu=ft
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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22 Bass Lane

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Navjot Singh
Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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