26 Beach RD, Kawartha Lakes, ON K0M 2C0
26 Beach RD , Kawartha Lakes, ON K0M 2C0
$ 1,225,000
Bed Rooms
4
Bath Rooms
3
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Year Built
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Days of On-Site Use
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Property Type
Single Family Home
Price per Sqft
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
Little Britain
MLS Listing ID
X13432500
Style
1 1/2 Storey
Bedrooms
4
Annual Tax Amount
$6,077
Tax Year
2026
Property Sub-Type
Detached
Location
Province
ON
County
Kawartha Lakes
Area
Kawartha Lakes
Zoning
Resedential
Body of Water
Lake Scugog
Rooms
Basement
Walk-Out, Finished
Kitchen
2
Interior
Interior Features
Central Vacuum, Carpet Free, ERV/HRV, Generator - Full, On Demand Water Heater, Propane Tank, Water Heater Owned, Bar Fridge, Built-In Oven, Water Softener, Water Treatment
Cooling
Central Air
Fireplaces Number
2
Inclusions
Owned 22, 000-watt automatic propane backup generator; owned water treatment system including Luminor UV, Platinum Iron Slayer and tannin filter; owned on-demand hot water heater, furnace and central air conditioning; Lifebreath HRV system; Lighthouse dock and gangway; garden shed; stainless steel refrigerator, gas cooktop, wall-mount range hood, built-in microwave/oven combo, dishwasher, built-in wine & beverage cooler; Samsung front-load washer and dryer; lower-level kitchenette refrigerator; propane fireplace in great room; electric fireplace in lower-level family room; all existing electric light fixtures, chandeliers, wall sconces, ceiling fans, window coverings and blinds.
Exterior
Exterior Feature
Year Round Living
Parking Features
None
Pool
None
Waterfront Description
Dock,Boat Launch,Trent System
View
Lake, Clear
Roof Type
Shingles
Road Frontage
Private Road, Private Docking
Total Parking Spaces
5
Building
Building Age
0-5
Foundation
Concrete
Others
Virtual Tour
https://media.panapix.com/sites/pnapqlj/unbranded
Lited by RIGHT AT HOME REALTY
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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26 Beach RD

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Navjot Singh

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