21 Kelly Drive, Port Dover, ON N0A 1N5
Listed by Nora Taylor • RE/MAX Erie Shores Realty Inc. Brokerage
21 Kelly Drive , Port Dover, ON N0A 1N5
$ 689,500
Bed Rooms
3
Bath Rooms
3
SqFt
1,351
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Virtual Tour
39 photos
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Year Built
2009
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$510
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,351 sqft
MLS Listing ID
40838861
Bedrooms
3
Full Baths
3
Abv Grd Liv Area
2,318
Annual Tax Amount
$5,099
Lot Size
9,583 Sqft
Acres
0.22
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Port Dover
Zoning
R1A
Direction
HWY 6 SOUTH, RIGHT ON LYNN PARK DRIVE, LEFT ON KELLY DRIVE
Rooms
Other Rooms
Shed(s)
Basement
Walk-Up Access, Full, Partially Finished, Sump Pump
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Air Exchanger, Ceiling Fan(s), Wet Bar
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Softener, Built-in Microwave, Dishwasher, Dryer, Gas Stove, Refrigerator, Washer
Laundry
Laundry Room, Main Level
Exterior
Exterior Feature
Awning(s), Landscaped
Parking Features
Attached Garage, Garage Door Opener, Asphalt
Fence
Full
Roof Type
Asphalt Shing
Porch
Deck, Patio, Porch
Lot Frontage
51.3
Lot Depth
185.89
Garage
Yes
Building
Lot Description
Urban, Irregular Lot, Beach, Near Golf Course, Landscaped, Library, Marina, Park, Place of Worship, Playground Nearby, Rec./Community Centre, Schools, Shopping Nearby, Trails
Faces
HWY 6 SOUTH, RIGHT ON LYNN PARK DRIVE, LEFT ON KELLY DRIVE
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
1
Structure Type
Brick Veneer,Stucco
New Construction
No
Schools
Elementary Schools
Saint Cecilia Catholic Elementary, Lakewood Elementary
High Schools
Holy Trinity Catholic High School, Simcoe Composite School
Others
Senior Community
No
Tax ID
502390314
Ownership
Freehold/None
Virtual Tour
https://vimeo.com/1188038768
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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21 Kelly Drive

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Navjot Singh

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