95 Pondcliffe Drive, Kitchener, ON N2R 0M3,Video Tour
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Listed by Maria C Strachan • Re/Max Icon Realty
95 Pondcliffe Drive , Kitchener, ON N2R 0M3
$ 1,999,999
Bed Rooms
4
Bath Rooms
5
SqFt
4,368
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Virtual Tour
50 photos
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Year Built
2019
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$457
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
4,368 sqft
MLS Listing ID
40836168
Style
Contemporary
Bedrooms
4
Full Baths
4
Half Baths
1
Abv Grd Liv Area
6,300
Annual Tax Amount
$10,853
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Waterloo
Area
3 - Kitchener West
Zoning
R3
Rooms
Other Rooms
Other
Basement
Full, Finished, Sump Pump
Bedroom 2
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Air Exchanger, Auto Garage Door Remote(s), Built-In Appliances
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Electric, Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Bar Fridge, Water Heater, Water Purifier, Water Softener, Built-in Microwave, Dishwasher, Dryer, Gas Stove, Range Hood, Refrigerator, Washer
Laundry
Laundry Room, Upper Level
Exterior
Exterior Feature
Backs on Greenbelt, Lawn Sprinkler System, Lighting
Parking Features
Attached Garage, Garage Door Opener, Paver Block
Utilities Available
Electricity Connected, Natural Gas Connected, Recycling Pickup, Street Lights
View Y/N
true
View
Park/Greenbelt, Trees/Woods
Roof Type
Asphalt Shing
Porch
Deck, Patio, Porch
Lot Frontage
71.69
Lot Depth
179.31
Garage
Yes
Building
Lot Description
Urban, Irregular Lot, Greenbelt, Highway Access, Library, Major Highway, Open Spaces, Park, Place of Worship, Playground Nearby, Public Transit, Quiet Area, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Contemporary
Level or Stories
2
Structure Type
Brick,Stone,Stucco
New Construction
No
Schools
Elementary Schools
Jw Gerth Ps
High Schools
Huron Heights Ss
Others
Senior Community
No
Tax ID
227251670
Ownership
Freehold/None
Virtual Tour
https://my.matterport.com/show/?m=NsQnCjAxHQz
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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95 Pondcliffe Drive

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Navjot Singh

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