5134 Oakwood Avenue, Beamsville, ON L0R 1B8
Listed by Chris Tew • Royal LePage NRC Realty Inc.
5134 Oakwood Avenue , Beamsville, ON L0R 1B8
$ 834,900
Bed Rooms
4
Bath Rooms
3
SqFt
2,910
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Virtual Tour
37 photos
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Year Built
1990
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$286
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
2,910 sqft
MLS Listing ID
40817790
Bedrooms
4
Full Baths
2
Half Baths
1
Abv Grd Liv Area
2,910
Annual Tax Amount
$6,845
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
Lincoln
Zoning
R31
Direction
East on Oakwood off Lincoln Ave
Rooms
Basement
Full, Finished
Bedroom 2
4
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Built-In Appliances, Ceiling Fan(s), Central Vacuum, In-law Capability, Rough-in Bath
Heating
Electric Forced Air, Fireplace-Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Family Room, Gas
Fireplace
Yes
Appliance
Range, Oven, Water Heater, Dryer, Refrigerator, Stove, Washer
Laundry
Main Level
Exterior
Exterior Feature
Awning(s), Built-in Barbecue, Canopy, Lighting, Seasonal Living
Parking Features
Attached Garage, Asphalt
Pool
In Ground
Utilities Available
Cable Available
Roof Type
Asphalt Shing
Porch
Deck, Patio
Lot Frontage
50.27
Lot Depth
118.05
Garage
Yes
Building
Lot Description
Urban, Rectangular, Library, Playground Nearby, Schools, Shopping Nearby
Faces
East on Oakwood off Lincoln Ave
Foundation
Concrete Perimeter
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Level or Stories
2
Structure Type
Aluminum Siding,Brick Veneer
New Construction
No
Schools
Elementary Schools
Jacob Beam; St. Marks
High Schools
West Lincoln
Others
Senior Community
No
Tax ID
461000412
Ownership
Freehold/None
Virtual Tour
https://www.myvisuallistings.com/cvtnb/354944
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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5134 Oakwood Avenue

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Navjot Singh

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