17 Church Street E, Delhi, ON N4B 1T3
Listed by Dezi Gebel • COLDWELL BANKER BIG CREEK REALTY LTD. BROKERAGE
17 Church Street E , Delhi, ON N4B 1T3
$ 650,000
Bed Rooms
5
Bath Rooms
4
SqFt
1,290
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$503
Car Garage
1.0
Open House
Sun Aug 23, 1:00pm - 3:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
1,290 sqft
MLS Listing ID
40816929
Style
Backsplit
Bedrooms
5
Full Baths
3
Half Baths
1
Abv Grd Liv Area
2,480
Annual Tax Amount
$1,872
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Delhi
Zoning
CS
Direction
HWY 3 to Delhi, East on Church Street East, Property on the North Side
Rooms
Basement
Separate Entrance, Full, Finished
Bedroom 2
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Auto Garage Door Remote(s), Ceiling Fan(s), In-law Capability, Upgraded Insulation
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Type
Electric
Fireplace
Yes
Appliance
Water Heater Owned, Dishwasher, Gas Stove, Microwave, Range Hood, Refrigerator
Laundry
In Basement, Main Level, Multiple Locations
Exterior
Exterior Feature
Lighting
Parking Features
Attached Garage, Garage Door Opener, Concrete
Utilities Available
Cell Service, Electricity Connected, Fibre Optics, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Connected
Roof Type
Metal
Porch
Patio, Porch
Lot Frontage
48.0
Garage
Yes
Building
Lot Description
Urban, Dog Park, Library, Place of Worship, Public Parking, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby
Faces
HWY 3 to Delhi, East on Church Street East, Property on the North Side
Foundation
Concrete Perimeter
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Backsplit
Level or Stories
1
Structure Type
Board & Batten Siding,Cement Siding,Stone,Other
New Construction
No
Schools
Elementary Schools
St Francis, Delhi Public
High Schools
Ddss
Others
Senior Community
No
Tax ID
501720149
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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17 Church Street E

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