41 Church Street W, Scotland, ON N0E 1R0
Listed by Jacob Atkinson • Royal LePage State Realty Inc.
41 Church Street W , Scotland, ON N0E 1R0
$ 979,000
Bed Rooms
4
Bath Rooms
3
SqFt
1,362
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Year Built
2000
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$718
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,362 sqft
MLS Listing ID
40814955
Style
Bungalow Raised
Bedrooms
4
Full Baths
2
Half Baths
1
Abv Grd Liv Area
2,559
Annual Tax Amount
$4,220
Lot Size
0.874 Acres
Acres
0.874
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Brant County
Area
2115 - Sw Rural
Zoning
A
Direction
Go northwest on Vanessa Rd (County Rd 4) for about 260 m, Turn right onto Simcoe St (County Rd 16) and go 300 m, Turn left onto Church St W (Regional Rd 3, signs for Norwich), Your destination will be on the left after about 750 m
Rooms
Other Rooms
Shed(s), Workshop
Basement
Walk-Up Access, Full, Finished
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
Floor Drains, Sewage Pump, Work Bench
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Family Room, Gas
Fireplace
Yes
Appliance
Dishwasher, Stove
Laundry
Electric Dryer Hookup, In Basement, Laundry Room, Sink, Washer Hookup
Exterior
Exterior Feature
Balcony, Landscaped, Lighting
Parking Features
Attached Garage, Built-In, Gravel, Heated, Inside Entry
Roof Type
Asphalt Shing
Porch
Deck, Porch
Lot Frontage
122.54
Lot Depth
270.62
Garage
Yes
Building
Lot Description
Rural, Rectangular, Ample Parking, Landscaped, Place of Worship, Playground Nearby, School Bus Route, Schools
Faces
Go northwest on Vanessa Rd (County Rd 4) for about 260 m, Turn right onto Simcoe St (County Rd 16) and go 300 m, Turn left onto Church St W (Regional Rd 3, signs for Norwich), Your destination will be on the left after about 750 m
Foundation
Poured Concrete
Sewer
Septic Tank, Septic Approved
Water
Drilled Well
Architectural Style
Bungalow Raised
Level or Stories
1
Structure Type
Vinyl Siding,Other
New Construction
No
Schools
Elementary Schools
Oakland-Scotland Public, Blessed Sacrament, Burford Public School, Mount Pleasant Public School
High Schools
Waterford District High School, Assumption College School
Others
Senior Community
No
Tax ID
320150088
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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41 Church Street W

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Navjot Singh

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