392008 Grey Road 109, Holstein, ON N0G 2A0
Listed by Jennie Fisher • Re/Max Icon Realty
392008 Grey Road 109 , Holstein, ON N0G 2A0
$ 549,500
Bed Rooms
3
Bath Rooms
2
SqFt
1,477
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Year Built
1989
ON MARKET
207
Property Type
Single Family Home
Price per Sqft
$372
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,477 sqft
MLS Listing ID
40812182
Bedrooms
3
Full Baths
1
Half Baths
1
Abv Grd Liv Area
1,477
Annual Tax Amount
$3,502
Lot Size
0.370 Acres
Acres
0.37
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Grey
Area
Southgate
Zoning
R5 Res
Direction
Highway 6 North to Grey Road 109 follow to Village of Holstein House on the West
Rooms
Other Rooms
Shed(s)
Basement
None
Bedroom 2
3
Kitchen
1
Interior
Interior Features
Ceiling Fan(s), Upgraded Insulation, Water Treatment
Heating
Forced Air-Propane
Cooling
None
Fireplace
No
Window Features
Window Coverings
Appliance
Water Heater Owned, Water Softener, Dishwasher, Dryer, Hot Water Tank Owned, Microwave, Range Hood, Refrigerator, Satellite Dish, Stove, Washer
Laundry
In-Suite
Exterior
Exterior Feature
Landscaped, Year Round Living
Parking Features
Attached Garage, Gravel
Fence
Fence - Partial
Pool
Above Ground, Outdoor Pool
Utilities Available
Cell Service, Electricity Connected, Garbage/Sanitary Collection, High Speed Internet Avail, Recycling Pickup, Street Lights, Phone Connected, Propane
View Y/N
true
View
Pasture
Roof Type
Asphalt Shing
Street Surface
Paved
Porch
Deck
Lot Frontage
76.15
Lot Depth
212.0
Garage
Yes
Building
Lot Description
Rural, Rectangular, City Lot, Hobby Farm, Hospital, Open Spaces, Park, Place of Worship, Playground Nearby, Quiet Area, School Bus Route, Schools, Shopping Nearby, Trails
Faces
Highway 6 North to Grey Road 109 follow to Village of Holstein House on the West
Foundation
Concrete Perimeter, Concrete Block
Sewer
Septic Tank
Water
Drilled Well
Level or Stories
2
Structure Type
Block,Vinyl Siding
New Construction
Yes
Schools
Elementary Schools
Egremont Public/St Peters St Pauls Catholic
High Schools
Grey Highlands Ss/Wellington Heights Ss
Others
Senior Community
No
Tax ID
372910110
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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392008 Grey Road 109

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