107 Queen Street S, Hamilton, ON L8P 3R9
Listed by Tabatha Thomson • Nashdom Realty Brokerage Inc.
107 Queen Street S , Hamilton, ON L8P 3R9
$ 615,000
Bed Rooms
3
Bath Rooms
3
SqFt
1,306
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Virtual Tour
37 photos
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Year Built
1899
ON MARKET
211
Property Type
Townhouse
Price per Sqft
$470
Car Garage
--
Property Details
Key Details
Sub Type
Row/Townhouse
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,306 sqft
MLS Listing ID
40808863
Bedrooms
3
Full Baths
3
Abv Grd Liv Area
1,671
Annual Tax Amount
$3,488
Property Sub-Type
Row/Townhouse
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
12 - Hamilton West
Zoning
D5
Direction
HUNTER ST W TO QUEEN ST S
Rooms
Basement
Full, Finished
Main Level Bedrooms
1
Bedroom 2
2
Kitchen
2
Interior
Interior Features
In-Law Floorplan
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Water Heater Owned
Laundry
Lower Level, Upper Level
Exterior
Parking Features
Other
Roof Type
Asphalt Shing
Lot Frontage
17.81
Lot Depth
103.0
Garage
No
Building
Lot Description
Urban, Dog Park, City Lot, Hospital, Library, Place of Worship, Public Transit, Schools
Faces
HUNTER ST W TO QUEEN ST S
Foundation
Stone
Sewer
Sewer (Municipal)
Water
Municipal
Level or Stories
2
Structure Type
Brick
New Construction
No
Schools
Elementary Schools
St. Joseph, Earl Kitchener, Kanetskare
High Schools
St. Mary Ss, Cathedral (Fi), Westdale
Others
Senior Community
No
Tax ID
171360062
Ownership
Freehold/None
Virtual Tour
https://www.homeforsale.at/107_QUEEN_STREET_krxwko-7ce
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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107 Queen Street S

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