81 Laguna Pkwy #14, Ramara, ON L0K 1B0
81 Laguna Pkwy #14 , Ramara, ON L0K 1B0
-
Bed Rooms
2
Bath Rooms
2
--
Save
Request Showing
Virtual Tour
35 photos
Highlight
Year Built
--
ON MARKET
211
Property Type
Townhouse
Price per Sqft
--
Car Garage
--
Property Details
Key Details
Sub Type
Condo Townhouse
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1000-1199
Subdivision
Brechin
MLS Listing ID
S12867712
Style
2-Storey
Bedrooms
2
Maintenance Fees
$766
Annual Tax Amount
$2,875
Tax Year
2026
Property Sub-Type
Condo Townhouse
Location
Province
ON
County
Simcoe
Area
Simcoe
Body of Water
Lake Simcoe
Rooms
Family Room
No
Basement
Crawl Space
Kitchen
1
Interior
Interior Features
Water Heater Owned
Cooling
Wall Unit(s)
Fireplaces Number
1
Laundry
Ensuite
Exterior
Exterior Feature
Awnings, Deck, Fishing, Year Round Living
Amenities Available
Communal Waterfront Area, Visitor Parking, Playground, Private Marina
Waterfront Description
Canal Front
Roof Type
Shingles
Road Frontage
Year Round Municipal Road, Public Docking
Exposure
East West
Total Parking Spaces
1
Balcony
None
Building
Locker
Owned
Others
Senior Community
No
Pets Allowed
Yes-with Restrictions
ParcelsYN
No
Virtual Tour
https://overstreet-media-productions.aryeo.com/videos/01981940-b15e-7337-83de-682fa7845cd8
Listed by Royal LePage Frank Real Estate
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

81 Laguna Pkwy #14

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.

Free Account Required

  • Instant access to listing photos & details
  • Save listings and searches
  • Access details for this property