82 Teal Avenue, Stoney Creek, ON L8E 3B2
Listed by Tashi Baburi • HOMELIFE MIRACLE REALTY LTD
82 Teal Avenue , Stoney Creek, ON L8E 3B2
$ 449,999
Bed Rooms
2
Bath Rooms
1
SqFt
869
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Year Built
1935
ON MARKET
216
Property Type
Single Family Home
Price per Sqft
$517
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Pending
Purchase Type
For Sale
Square Footage
869 sqft
MLS Listing ID
40797907
Style
Bungalow
Bedrooms
2
Full Baths
1
Abv Grd Liv Area
869
Annual Tax Amount
$3,719
Lot Size
5,662 Sqft
Acres
0.13
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
51 - Stoney Creek
Zoning
R2
Direction
Teal Ave/Frances Ave
Rooms
Basement
Crawl Space, Unfinished
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Water Meter
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Fireplace
No
Exterior
Parking Features
Detached Garage
Waterfront Description
Access to Water
Roof Type
Asphalt Shing
Lot Frontage
60.0
Lot Depth
95.96
Garage
Yes
Building
Lot Description
Urban, Rectangular, Beach, Campground, Playground Nearby
Faces
Teal Ave/Frances Ave
Foundation
Unknown
Sewer
Sewer (Municipal)
Water
Municipal, Municipal-Metered
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Aluminum Siding
New Construction
No
Others
Senior Community
No
Tax ID
173300210
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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82 Teal Avenue

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Navjot Singh

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