312375 Dereham Line, South-west Oxford, ON N4G 4G8
312375 Dereham Line , South-west Oxford, ON N4G 4G8
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Bed Rooms
6
Bath Rooms
4
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Virtual Tour
50 photos
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Year Built
--
ON MARKET
216
Property Type
Multi-Family
Price per Sqft
--
Car Garage
3.0
Property Details
Key Details
Sub Type
Duplex
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
3500-5000
Subdivision
Rural South-West Oxford
MLS Listing ID
X12854740
Style
2-Storey
Bedrooms
6
Annual Tax Amount
$5,625
Tax Year
2025
Property Sub-Type
Duplex
Location
Province
ON
County
Oxford
Area
Oxford
Zoning
A1-C1
Rooms
Family Room
No
Basement
Full, Partially Finished
Kitchen
2
Interior
Interior Features
Accessory Apartment, Auto Garage Door Remote, Generator - Full, In-Law Suite, Propane Tank, Separate Heating Controls, Sump Pump, Water Softener
Cooling
Central Air
Fireplaces Number
2
Fireplaces Type
Electric, Wood
Inclusions
Porch curtains (not currently hung), washer/dryer in new house, microwave x2, piano, all rugs, all window coverings, all ELF's, plexiglass shelf in garage, water softener, distiller, well water pressure tank, compressor for shop, Generator, chair lift. Old House: Fridge, Stove, Dishwasher. New House: T.V. in living room.
Exterior
Exterior Feature
Deck, Lighting, Privacy, Porch, Year Round Living
Parking Features
Private Triple
Pool
Above Ground
Roof Type
Asphalt Shingle
Lot Frontage
359.91
Lot Depth
1044.85
Total Parking Spaces
15
Building
Foundation
Poured Concrete, Stone
Others
Senior Community
Yes
Security Features
Carbon Monoxide Detectors,Smoke Detector
ParcelsYN
No
Virtual Tour
https://Tours.UpNclose.com/idx/311193
Listed by T.L. Willaert Realty Ltd Brokerage
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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312375 Dereham Line

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