1869 Muskoka 118 RD W #BTV-W 101, Muskoka Lakes, ON P1L 1W8
1869 Muskoka 118 RD W #BTV-W 101 , Muskoka Lakes, ON P1L 1W8
$ 624,900
Bed Rooms
2
Bath Rooms
2
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Virtual Tour
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Year Built
--
ON MARKET
220
Property Type
Condo
Price per Sqft
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Property Details
Key Details
Sub Type
Condo Apartment
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
800-899
Subdivision
Monck (Muskoka Lakes)
MLS Listing ID
X12835192
Style
1 Storey/Apt
Bedrooms
2
Maintenance Fees
$1,148
Annual Tax Amount
$6,288
Tax Year
2025
Property Sub-Type
Condo Apartment
Location
Province
ON
County
Muskoka
Area
Muskoka
Zoning
C
Body of Water
Lake Muskoka
Rooms
Basement
None
Kitchen
2
Interior
Interior Features
Accessory Apartment, Bar Fridge, Guest Accommodations, Sauna, Storage
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Living Room, Propane
Inclusions
All kitchen appliances, stacked washer and dryer, all furniture, bbq, all electric light fixtures, all window coverings
Laundry
Ensuite, Laundry Closet
Exterior
Exterior Feature
Deck, Hot Tub, Landscape Lighting, Landscaped, Lighting, Recreational Area
Parking Features
None
Waterfront Description
Beach Front,Boat Slip,Dock,Stairs to Waterfront
View
Bay, Beach, Clear, Forest, Lake, Panoramic, Skyline, Trees/Woods, Water
Roof Type
Cedar
Road Frontage
By Water, Highway, Marina Docking, Municipal Road, Paved Road, Private Docking
Exposure
South West
Total Parking Spaces
2
Balcony
Open
Building
Building Age
6-10
Foundation
Poured Concrete
Others
Virtual Tour
https://youtu.be/jh_aAuKH00k
Lited by ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1869 Muskoka 118 RD W #BTV-W 101

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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