74 Wilson Avenue #7, Delhi, ON N4B 3E7
Listed by Bronia Engell • Royal LePage Trius Realty Brokerage
74 Wilson Avenue #7 , Delhi, ON N4B 3E7
$ 470,000
Bed Rooms
2
Bath Rooms
1
SqFt
1,240
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Year Built
2000
ON MARKET
222
Property Type
Townhouse
Price per Sqft
$379
Car Garage
1.0
Property Details
Key Details
Sub Type
Row/Townhouse
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,240 sqft
MLS Listing ID
40807397
Style
Bungalow
Bedrooms
2
Full Baths
1
HOA Fees
$497/mo
HOA Y/N
Yes
Abv Grd Liv Area
1,240
Annual Tax Amount
$3,383
Property Sub-Type
Row/Townhouse
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Delhi
Zoning
R4
Direction
From highway 3 turn onto Wilson Avenue, property is on the right. From Fertilizer Road turn onto Wilson Avenue, property is on the left.
Rooms
Basement
Full, Unfinished
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Auto Garage Door Remote(s), Central Vacuum
Heating
Gas Hot Water
Cooling
Central Air
Fireplaces Number
1
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Softener, Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
Main Level
Exterior
Parking Features
Attached Garage
Roof Type
Asphalt Shing
Porch
Open
Garage
Yes
Building
Lot Description
Urban, City Lot, Near Golf Course, Library, Major Highway, Place of Worship, Quiet Area, Schools, Shopping Nearby, Trails
Faces
From highway 3 turn onto Wilson Avenue, property is on the right. From Fertilizer Road turn onto Wilson Avenue, property is on the left.
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Brick
New Construction
No
Others
Senior Community
No
Tax ID
508140007
Ownership
Condominium
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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74 Wilson Avenue #7

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Navjot Singh

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