397 King Street W #207, Dundas, ON L9H 1W9
Listed by Amy Taylor • Real Broker Ontario Ltd.
397 King Street W #207 , Dundas, ON L9H 1W9
$ 647,000
Bed Rooms
1
Bath Rooms
1
SqFt
772
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40 photos
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Year Built
1929
ON MARKET
227
Property Type
Condo
Price per Sqft
$838
Car Garage
--
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active Under Contract
Purchase Type
For Sale
Square Footage
772 sqft
MLS Listing ID
40805481
Style
Apartment
Bedrooms
1
Full Baths
1
HOA Fees
$659/mo
HOA Y/N
Yes
Abv Grd Liv Area
772
Annual Tax Amount
$4,842
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
41 - Dundas
Zoning
M6, P5, RM3/S-120
Direction
Head West on King St W, towards Bullock's Corners/Hwy 8. On the right hand side after Bond St. N and across from Fisher's Mill Park
Rooms
Other Rooms
None
Basement
None, Unfinished
Main Level Bedrooms
1
Kitchen
1
Interior
Interior Features
Ceiling Fan(s), None
Heating
Natural Gas, Radiant
Cooling
Wall Unit(s)
Fireplace
No
Appliance
Range, Oven, Water Heater, Dishwasher, Dryer, Gas Stove, Microwave, Range Hood, Refrigerator, Washer
Laundry
In-Suite
Exterior
Exterior Feature
Controlled Entry, Landscaped, Private Entrance, Year Round Living
Garage Description
Level 1 Unit 83
Waterfront Description
River/Stream
Roof Type
Flat
Garage
No
Building
Lot Description
Urban, Irregular Lot, Arts Centre, Near Golf Course, Greenbelt, Landscaped, Library, Park, Place of Worship, Public Transit, Rec./Community Centre, Schools, Shopping Nearby, Trails
Faces
Head West on King St W, towards Bullock's Corners/Hwy 8. On the right hand side after Bond St. N and across from Fisher's Mill Park
Foundation
Concrete Block, Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Apartment
Level or Stories
1
Structure Type
Brick,Stone,Stucco
New Construction
No
Schools
Elementary Schools
Dundas Central, Dundana, Sir William Osler, St. Augustine
High Schools
Dvss, Westdale, St. Mary'S
Others
HOA Fee Include
Insurance,Building Maintenance,Common Elements,Maintenance Grounds,Parking,Trash,Snow Removal,Water
Senior Community
No
Tax ID
185140122
Ownership
Condominium
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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397 King Street W #207

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