1523 Lakeshore Road, Clear Creek, ON N0E 1C0
Listed by Rosemary Demaiter • DEMAITER REAL ESTATE INC. BROKERAGE
1523 Lakeshore Road , Clear Creek, ON N0E 1C0
$ 279,000
Bed Rooms
5
Bath Rooms
2
SqFt
3,700
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Year Built
--
ON MARKET
317
Property Type
Single Family Home
Price per Sqft
$75
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
3,700 sqft
MLS Listing ID
40790849
Bedrooms
5
Full Baths
2
Abv Grd Liv Area
3,700
Annual Tax Amount
$6,002
Lot Size
1.090 Acres
Acres
1.09
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Houghton
Zoning
CR
Direction
Norfolk cty rd 28 south to Lakeshore
Rooms
Basement
Full, Unfinished, Sump Pump
Main Level Bedrooms
1
Bedroom 2
4
Kitchen
0
Interior
Heating
Forced Air, Propane
Cooling
Other
Fireplace
No
Appliance
Range, Oven, Water Softener, Dishwasher, Dryer, Refrigerator, Washer
Laundry
Main Level
Exterior
Exterior Feature
Balcony
Parking Features
Detached Garage
Utilities Available
Electricity Connected, Garbage/Sanitary Collection, Internet Other, Recycling Pickup, Phone Connected
View Y/N
true
View
Lake
Roof Type
Metal
Street Surface
Paved
Porch
Deck
Lot Frontage
209.0
Garage
Yes
Building
Lot Description
Rural, School Bus Route, Schools
Faces
Norfolk cty rd 28 south to Lakeshore
Foundation
Poured Concrete
Sewer
Septic Tank
Water
Dug Well
Level or Stories
2
Structure Type
Block,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
501110144
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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1523 Lakeshore Road

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Navjot Singh

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