268 Oakdale Avenue, St. Catharines, ON L2P 2K4
Listed by Mark Silenzi • RE/MAX Escarpment Realty Inc.
268 Oakdale Avenue , St. Catharines, ON L2P 2K4
$ 1,425
Bed Rooms
1
Bath Rooms
1
SqFt
412
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Virtual Tour
13 photos
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Year Built
--
ON MARKET
236
Property Type
Single Family Home, Condo
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Rent
Square Footage
412 sqft
MLS Listing ID
40804154
Style
1 Storey/Apt
Bedrooms
1
Full Baths
1
HOA Y/N
Yes
Abv Grd Liv Area
412
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
St. Catharines
Zoning
R4
Rooms
Main Level Bedrooms
1
Kitchen
1
Interior
Interior Features
Air Exchanger, Built-In Appliances, Upgraded Insulation, Ventilation System
Heating
Heat Pump
Cooling
Central Air
Fireplace
No
Window Features
Window Coverings
Appliance
Dryer, Range Hood, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Handicap Access
Accessible Full Bath, Accessible Electrical and Environmental Controls, Roll-In Shower
Lot Frontage
43.0
Lot Depth
442.0
Garage
No
Building
Lot Description
Business Centre, Dog Park, Highway Access, Library, Place of Worship, Public Parking, Public Transit, Quiet Area, Schools, Shopping Nearby
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
1 Storey/Apt
Structure Type
Insulbrick
New Construction
No
Others
Senior Community
No
Tax ID
463320798
Ownership
Freehold/None
Virtual Tour
https://268oakdale.ca/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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268 Oakdale Avenue

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Navjot Singh
Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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