33 Lake DR E, Georgina, ON L4P 3E9
33 Lake DR E , Georgina, ON L4P 3E9
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Bed Rooms
3
Bath Rooms
2
Acres Lot
0.5
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Year Built
--
ON MARKET
238
Property Type
Single Family Home
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
Historic Lakeshore Communities
MLS Listing ID
N12785520
Style
Bungaloft
Bedrooms
3
Annual Tax Amount
$8,029
Tax Year
2025
Lot Size
0.500 Acres
Property Sub-Type
Detached
Location
Province
ON
County
York
Area
York
Zoning
Residential
Body of Water
Lake Simcoe
Rooms
Family Room
Yes
Basement
Full, Partially Finished
Kitchen
1
Separate Den/Office
1
Interior
Interior Features
Primary Bedroom - Main Floor, Sump Pump, Rough-In Bath
Cooling
Central Air
Inclusions
2 Fridges, Gas Stove, Washer & Dryer, Window Coverings, Water Shed, Playhouse & Kayak Stand
Exterior
Exterior Feature
Privacy, Deck, Year Round Living
Parking Features
Private
Pool
None
Waterfront Description
Beach Front,Dock
View
Lake
Roof Type
Asphalt Shingle
Road Frontage
Year Round Municipal Road
Lot Frontage
72.0
Lot Depth
213.0
Total Parking Spaces
10
Building
Building Age
31-50
Foundation
Poured Concrete
Others
Senior Community
No
Security Features
None
ParcelsYN
No
Listed by COLDWELL BANKER THE REAL ESTATE CENTRE
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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33 Lake DR E

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Navjot Singh

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