322 Oxford Avenue, Crystal Beach, ON L0S 1B0
Listed by Kelley Bartlett • CASORA REALTY INC.
322 Oxford Avenue , Crystal Beach, ON L0S 1B0
$ 469,900
Bed Rooms
3
Bath Rooms
1
SqFt
892
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30 photos
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Year Built
--
ON MARKET
248
Property Type
Single Family Home
Price per Sqft
$526
Car Garage
--
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
892 sqft
MLS Listing ID
40802288
Style
Bungalow
Bedrooms
3
Full Baths
1
Abv Grd Liv Area
892
Annual Tax Amount
$3,037
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
Fort Erie
Zoning
R3
Direction
N off of Erie Road, or S off of Victoria Road
Rooms
Other Rooms
Shed(s), Storage
Basement
Crawl Space, Unfinished
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Ceiling Fan(s), Upgraded Insulation
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Fireplace
No
Window Features
Window Coverings
Appliance
Water Heater Owned, Dryer, Hot Water Tank Owned, Microwave, Refrigerator, Stove, Washer
Laundry
Gas Dryer Hookup, In-Suite, Main Level
Exterior
Exterior Feature
Recreational Area
Parking Features
Gravel
Utilities Available
Cable Available, Cell Service, Electricity Connected, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Available
Waterfront Description
Lake/Pond
View Y/N
true
View
Clear, Trees/Woods
Roof Type
Asphalt Shing
Porch
Deck, Enclosed
Lot Frontage
76.21
Lot Depth
85.0
Garage
No
Building
Lot Description
Urban, Rectangular, Beach, Near Golf Course, Marina, Place of Worship, Playground Nearby, Quiet Area, Schools, Shopping Nearby, Trails, Other
Faces
N off of Erie Road, or S off of Victoria Road
Foundation
Concrete Block
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Schools
Elementary Schools
John Brant P.S, St. George Catholic
High Schools
Greater Fort Erie S.S, Lakeshore Catholic
Others
Senior Community
No
Tax ID
641810016
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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322 Oxford Avenue

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Navjot Singh

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+1(519) 505-5832 | navjot@teammosaic.ca

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