359 Geneva Street #1004, St. Catharines, ON L2N 2G5
Listed by Victoria Fiore • RE/MAX Escarpment Realty Inc.
359 Geneva Street #1004 , St. Catharines, ON L2N 2G5
$ 270,000
Bed Rooms
2
Bath Rooms
1
SqFt
920
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Virtual Tour
34 photos
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Year Built
--
ON MARKET
257
Property Type
Condo
Price per Sqft
$293
Car Garage
--
Property Details
Key Details
Sub Type
Condo/Apt Unit
Listing Status
Active
Purchase Type
For Sale
Square Footage
920 sqft
MLS Listing ID
40800871
Style
Apartment
Bedrooms
2
Full Baths
1
HOA Fees
$606/mo
HOA Y/N
Yes
Abv Grd Liv Area
920
Annual Tax Amount
$2,147
Property Sub-Type
Condo/Apt Unit
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
St. Catharines
Zoning
R4
Direction
Located on Geneva St between the QEW and Scott Street. Visitor parking at the very rear of the parking lot behind the building
Rooms
Main Level Bedrooms
2
Kitchen
1
Interior
Interior Features
Elevator, Separate Hydro Meters
Heating
Radiant, Water
Cooling
Wall Unit(s)
Fireplace
No
Appliance
Refrigerator, Stove
Laundry
Coin Operated, In Building, Laundry Room, Main Level
Exterior
Exterior Feature
Balcony
Parking Features
Unassigned
Pool
In Ground
Roof Type
Flat
Porch
Open
Garage
No
Building
Lot Description
Urban, Ample Parking, Major Highway, Public Transit, School Bus Route, Shopping Nearby
Faces
Located on Geneva St between the QEW and Scott Street. Visitor parking at the very rear of the parking lot behind the building
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Apartment
Level or Stories
1
Structure Type
Concrete
New Construction
No
Others
HOA Fee Include
Insurance,Common Elements,Heat,Parking,Property Management Fees,Water
Senior Community
No
Tax ID
468050104
Ownership
Condominium
Virtual Tour
https://view.wayziemedia.com/order/9cc925a6-4b93-4d49-8862-08de55132106?branding=false
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Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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359 Geneva Street #1004

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