99 McBay RD, Brant, ON N3T 5L4
99 McBay RD , Brant, ON N3T 5L4
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Bed Rooms
4
Bath Rooms
2
Acres Lot
5
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Request Showing
Virtual Tour
50 photos
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Year Built
--
ON MARKET
261
Property Type
Single Family Home
Price per Sqft
--
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
Brantford Twp
MLS Listing ID
X12721382
Style
Backsplit 4
Bedrooms
4
Annual Tax Amount
$5,622
Tax Year
2025
Lot Size
5.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Brant
Area
Brant
Rooms
Family Room
Yes
Basement
Full, Walk-Out
Kitchen
1
Interior
Interior Features
Central Vacuum
Cooling
None
Fireplaces Number
1
Fireplaces Type
Rec Room, Wood Stove
Inclusions
Central vac., dishwasher, dryer, freezer, hot tub, range hood, refrigerator, stove, washer, window coverings
Exterior
Exterior Feature
Deck, Hot Tub, Landscape Lighting, Landscaped, Patio, Privacy, Private Pond
Parking Features
Other
Pool
None
View
Forest, Pond, Trees/Woods
Roof Type
Asphalt Shingle
Lot Frontage
876.9
Lot Depth
1077.9
Total Parking Spaces
20
Building
Building Age
51-99
Foundation
Block
Others
Senior Community
Yes
Security Features
Alarm System,Other
ParcelsYN
No
Virtual Tour
https://www.youtube.com/watch?v=4GfHVhv4G68
Listed by COMFREE
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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99 McBay RD

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Navjot Singh

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