740 Hillcrest Road, Simcoe, ON N3Y 4K1
Listed by David Puddy • RE/MAX Erie Shores Realty Inc. Brokerage
740 Hillcrest Road , Simcoe, ON N3Y 4K1
$ 490,000
Bed Rooms
3
Bath Rooms
1
SqFt
1,750
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$280
Car Garage
1.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,750 sqft
MLS Listing ID
40796447
Style
Bungalow
Bedrooms
3
Full Baths
1
Abv Grd Liv Area
1,750
Annual Tax Amount
$2,831
Lot Size
1.000 Acres
Acres
1.0
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Town Of Simcoe
Zoning
AGR
Direction
South on Hwy 24 to St Johns Road - go west to Hillcrest Rd.
Rooms
Other Rooms
Workshop
Basement
Partial, Unfinished
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Ceiling Fan(s)
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Dryer, Refrigerator, Stove, Washer
Laundry
Laundry Room, Main Level, Upper Level
Exterior
Exterior Feature
Year Round Living
Parking Features
Detached Garage, Circular, Gravel
Utilities Available
Cell Service, Electricity Connected, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Connected
View Y/N
true
View
Trees/Woods
Roof Type
Metal
Porch
Deck
Lot Frontage
165.0
Lot Depth
264.0
Garage
Yes
Building
Lot Description
Rural, Rectangular, Ample Parking, Beach, Corner Lot, Near Golf Course, Greenbelt, Highway Access, Hospital, Library, Open Spaces, Quiet Area, Rec./Community Centre, Regional Mall, School Bus Route, Schools, Shopping Nearby, Trails
Faces
South on Hwy 24 to St Johns Road - go west to Hillcrest Rd.
Foundation
Concrete Perimeter
Sewer
Septic Approved
Water
Sandpoint Well
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Vinyl Siding
New Construction
No
Schools
Elementary Schools
Lakeview - West Lynn - St. Joseph'S
High Schools
Simcoe Composite - Holy Trinity
Others
Senior Community
No
Tax ID
501980152
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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740 Hillcrest Road

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Navjot Singh

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