86 Ranchdale Drive, Hamilton, ON L8V 2M1
Listed by Jenni Jones • Homelife Professionals Realty Inc.
86 Ranchdale Drive , Hamilton, ON L8V 2M1
$ 649,900
Bed Rooms
3
Bath Rooms
2
SqFt
930
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$698
Car Garage
1.0
Open House
Sun Aug 23, 2:00pm - 4:00pm
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
930 sqft
MLS Listing ID
40795193
Style
Split Level
Bedrooms
3
Full Baths
2
Abv Grd Liv Area
1,776
Annual Tax Amount
$5,310
Lot Size
5,662 Sqft
Acres
0.13
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Hamilton
Area
18 - Hamilton Mountain
Zoning
R1
Direction
Mohawk Rd. to Bishops Gate; left on Lilacside; right on Deerborn to Ranchdale (on the corner of Ranchdale and Deerborn)
Rooms
Basement
Full, Finished
Bedroom 2
2
Kitchen
1
Interior
Interior Features
High Speed Internet, Ceiling Fan(s)
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Family Room, Gas
Fireplace
Yes
Window Features
Window Coverings
Appliance
Water Heater, Dishwasher, Dryer, Refrigerator, Stove, Washer
Laundry
In Basement
Exterior
Parking Features
Attached Garage, Inside Entry
Fence
Full
Pool
In Ground, Outdoor Pool
Utilities Available
Cell Service, Electricity Connected, Fibre Optics, Garbage/Sanitary Collection, Natural Gas Connected, Recycling Pickup, Street Lights, Phone Connected
Roof Type
Asphalt Shing
Lot Frontage
58.69
Lot Depth
100.0
Garage
Yes
Building
Lot Description
Urban, Airport, Ample Parking, Highway Access, Hospital, Library, Place of Worship, Public Transit, Quiet Area, Rec./Community Centre, School Bus Route, Schools, Shopping Nearby
Faces
Mohawk Rd. to Bishops Gate; left on Lilacside; right on Deerborn to Ranchdale (on the corner of Ranchdale and Deerborn)
Foundation
Concrete Block
Sewer
Sewer (Municipal)
Water
Municipal-Metered
Architectural Style
Split Level
Level or Stories
2
Structure Type
Aluminum Siding,Brick
New Construction
No
Others
Senior Community
No
Tax ID
169780076
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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86 Ranchdale Drive

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