42 Jane Street, Smithville, ON L0R 2A0,Video Tour
Powered by
Matterport
Listed by Debra A. Murphy • Aldo DeSantis Realty Inc.
42 Jane Street , Smithville, ON L0R 2A0
$ 1,099,900
Bed Rooms
6
Bath Rooms
3
SqFt
1,785
Save
Request Showing
Virtual Tour
27 photos
Highlight
Year Built
2005
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$616
Car Garage
2.0
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
1,785 sqft
MLS Listing ID
40796762
Style
Traditional
Bedrooms
6
Full Baths
3
Abv Grd Liv Area
3,106
Annual Tax Amount
$6,485
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Niagara
Area
West Lincoln
Zoning
R1C
Direction
St. Catharine St., Right onto Townline Rd., Left to Alma Dr., Right onto Maple Ave., Left onto Jane St.
Rooms
Other Rooms
Other
Basement
Separate Entrance, Walk-Up Access, Full, Finished
Main Level Bedrooms
2
Bedroom 2
1
Kitchen
2
Interior
Interior Features
Central Vacuum, Auto Garage Door Remote(s), Ceiling Fan(s), In-Law Floorplan
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Living Room, Gas
Fireplace
Yes
Appliance
Range, Instant Hot Water, Built-in Microwave, Dishwasher, Dryer, Gas Stove, Refrigerator, Washer
Laundry
In-Suite, Inside, Laundry Room, Main Level
Exterior
Exterior Feature
Landscaped
Parking Features
Attached Garage, Garage Door Opener, Inside Entry
Fence
Full
Pool
In Ground
Utilities Available
Natural Gas Connected
View Y/N
true
View
Pool
Roof Type
Shingle
Porch
Deck
Lot Frontage
53.71
Lot Depth
119.95
Garage
Yes
Building
Lot Description
Urban, Ample Parking, Landscaped, Park, Playground Nearby
Faces
St. Catharine St., Right onto Townline Rd., Left to Alma Dr., Right onto Maple Ave., Left onto Jane St.
Foundation
Poured Concrete
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Traditional
Level or Stories
2
Structure Type
Brick,Vinyl Siding,Other
New Construction
No
Others
Senior Community
No
Tax ID
460770531
Ownership
Freehold/None
Virtual Tour
https://my.matterport.com/show/?m=u1cgkR5jeSm
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

Go tour this home

42 Jane Street

GET MORE INFORMATION

Navjot Singh
Navjot Singh

REALTOR® | License ID: 5027745

+1(519) 505-5832 | navjot@teammosaic.ca

Name
Phone*
Message

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from Navjot Singh, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.