163 Ross Lane, Oakville, ON L6H 5K3
Listed by Scott Benson • Real Broker Ontario Ltd.
163 Ross Lane , Oakville, ON L6H 5K3
$ 989,080
Bed Rooms
3
Bath Rooms
2
SqFt
1,105
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Virtual Tour
33 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$895
Car Garage
1.0
Property Details
Key Details
Sub Type
Single Family Residence
Listing Status
Pending
Purchase Type
For Sale
Square Footage
1,105 sqft
MLS Listing ID
40795198
Style
Two Story
Bedrooms
3
Full Baths
1
Half Baths
1
Abv Grd Liv Area
1,606
Annual Tax Amount
$5,160
Property Sub-Type
Single Family Residence
Source
Cornerstone
Location
Province
ON
County
Halton
Area
1 - Oakville
Zoning
RL7
Direction
Towne Blvd / Ross lane
Rooms
Basement
Full, Partially Finished
Bedroom 2
3
Kitchen
1
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Fireplace
No
Appliance
Water Heater Owned
Exterior
Parking Features
Attached Garage, Garage Door Opener, Concrete
Roof Type
Asphalt Shing
Lot Frontage
45.52
Lot Depth
198.68
Garage
Yes
Building
Lot Description
Urban, Hospital, Park, Public Transit, Rec./Community Centre, Schools, Shopping Nearby
Faces
Towne Blvd / Ross lane
Foundation
Concrete Perimeter
Sewer
Sewer (Municipal)
Water
Municipal
Architectural Style
Two Story
Structure Type
Aluminum Siding,Brick
New Construction
No
Schools
Elementary Schools
Our Lady Of Peace, River Oaks
High Schools
White Oaks, Rotherglen Private
Others
Senior Community
No
Tax ID
249210160
Ownership
Freehold/None
Virtual Tour
https://tours.therealtorstoolbox.com/cp/163-ross-lane-oakville/
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

Nearby Locations

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163 Ross Lane

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Navjot Singh

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