2140 Trafalgar RD #42, Oakville, ON L6H 8A5
2140 Trafalgar RD #42 , Oakville, ON L6H 8A5
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Bed Rooms
3
Bath Rooms
3
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Year Built
--
Days of On-Site Use
--
Property Type
Condo, Townhouse
Price per Sqft
--
Car Garage
2.0
Property Details
Key Details
Sub Type
Att/Row/Townhouse
Listing Status
Active
Purchase Type
For Sale
Approx. Sqft
1500-2000
Subdivision
1015 - Ro River Oaks
MLS Listing ID
W12609684
Style
3-Storey
Bedrooms
3
Tax Year
2025
Property Sub-Type
Att/Row/Townhouse
Location
Province
ON
County
Halton
Area
Halton
Rooms
Family Room
No
Basement
None
Kitchen
1
Interior
Interior Features
Other, ERV/HRV, Water Meter, Water Heater
Cooling
Central Air
Inclusions
Fridge water line, Electrical for future electric car (wall connector not included), Soft close doors and drawers throughout kitchen, Extended 42 upper cabinets with crown moulding and riser to ceiling, Deep fridge upper cabinet with two side gables, Laundry upper cabinets, Engineered hardwood in kitchen, Level 2 quartz in kitchen, main bath and ensuite, Black Halifax lever door hardware, Keyless entry system.
Exterior
Exterior Feature
Deck, Landscaped
Parking Features
Tandem, Other
Pool
None
Roof Type
Flat
Building
Building Age
New
Foundation
Poured Concrete
Others
Senior Community
Yes
Monthly Total Fees
$177
ParcelsYN
Yes
Listed by Century 21 Miller Real Estate Ltd.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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2140 Trafalgar RD #42

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