197 Cedar Drive, Turkey Point, ON N0E 1T0
Listed by Tommy Land • RE/MAX Erie Shores Realty Inc. Brokerage
197 Cedar Drive , Turkey Point, ON N0E 1T0
$ 649,900
Bed Rooms
3
Bath Rooms
1
SqFt
906
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
$717
Car Garage
1.5
Property Details
Key Details
Sub Type
Detached
Listing Status
Active
Purchase Type
For Sale
Square Footage
906 sqft
MLS Listing ID
40792281
Style
Bungalow
Bedrooms
3
Full Baths
1
Abv Grd Liv Area
906
Annual Tax Amount
$4,123
Property Sub-Type
Detached
Source
Cornerstone
Location
Province
ON
County
Norfolk
Area
Charlotteville
Zoning
RR
Direction
right off Turkey Point Road onto Cedar. Property is on your right hand side
Rooms
Basement
Crawl Space, Unfinished
Main Level Bedrooms
3
Kitchen
1
Interior
Interior Features
High Speed Internet, Accessory Apartment, Auto Garage Door Remote(s), Ceiling Fan(s), Upgraded Insulation
Heating
Fireplace-Propane, Forced Air-Propane
Cooling
Central Air, Ductless
Fireplaces Number
1
Fireplaces Type
Family Room, Propane
Fireplace
Yes
Window Features
Window Coverings
Appliance
Built-in Microwave, Dishwasher, Hot Water Tank Owned, Microwave, Refrigerator, Stove, Washer
Laundry
In-Suite
Exterior
Parking Features
Detached Garage, Garage Door Opener, Asphalt
Utilities Available
Cell Service, Fibre Optics, Recycling Pickup, Propane
Waterfront Description
Lake/Pond
Roof Type
Metal
Lot Frontage
53.0
Lot Depth
120.0
Garage
Yes
Building
Lot Description
Rural, Rectangular, Beach, Campground, Near Golf Course, Landscaped, Marina, Park, Playground Nearby, Trails
Faces
right off Turkey Point Road onto Cedar. Property is on your right hand side
Foundation
Concrete Block
Sewer
Septic Tank
Water
Other
Architectural Style
Bungalow
Level or Stories
1
Structure Type
Block,Steel Siding,Vinyl Siding
New Construction
No
Others
Senior Community
No
Tax ID
502670470
Ownership
Freehold/None
Copyright 2026 Information Technology Systems Ontario, Inc.
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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197 Cedar Drive

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Navjot Singh

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