3368 PINEGROVE RD, Springwater, ON L0M 1T0
3368 PINEGROVE RD , Springwater, ON L0M 1T0
$ 749,800
Bed Rooms
3
Bath Rooms
1
Acres Lot
2
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1 photos
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Year Built
--
Days of On-Site Use
--
Property Type
Single Family Home
Price per Sqft
--
Car Garage
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Property Details
Key Details
Sub Type
Detached
Listing Status
Pending
Purchase Type
For Sale
Approx. Sqft
1100-1500
Subdivision
Rural Springwater
MLS Listing ID
S10436243
Style
Bungalow
Bedrooms
3
Annual Tax Amount
$3,593
Tax Year
2024
Lot Size
2.000 Acres
Property Sub-Type
Detached
Location
Province
ON
County
Simcoe
Area
Simcoe
Zoning
Rural Residential
Rooms
Basement
Walk-Up, Partially Finished
Kitchen
1
Interior
Interior Features
Propane Tank, Upgraded Insulation, Water Treatment, Water Heater Owned, Sump Pump, Water Softener
Cooling
Central Air
Fireplaces Number
1
Fireplaces Type
Heatilator, Living Room
Inclusions
Fridge, Stove, Built-In Dishwasher, Washer Dryer, Water Treatment System (Water Softener, Pre-filter & UV Light), Gas Furnace, A/C, Generac Backup Home Power System, Hot Water Heater (owned), Carbon Monoxide Detector, Smoke Detector
Laundry
Laundry Room
Exterior
Exterior Feature
Backs On Green Belt, Deck, Porch, Privacy, Year Round Living
Parking Features
Private, Other
Pool
None
View
Garden, Trees/Woods
Roof Type
Asphalt Shingle
Lot Frontage
131.02
Lot Depth
1316.35
Exposure
West
Total Parking Spaces
10
Building
Building Age
51-99
Foundation
Block
New Construction
false
Others
Senior Community
No
ParcelsYN
No
Listed by Royal LePage Signature Realty Brokerage, Toronto
Residential financing tool — Navjot Singh

Residential mortgage & income qualification calculator

Ontario rules: minimum down payment tiers, CMHC/Sagen/Canada Guaranty insurance premiums, the federal stress test, GDS/TDS limits, and Ontario/Toronto land transfer tax. Enter the deal, see what income is required to qualify.

Purchase & mortgage inputs

Minimum required for this price: 5% on the first $500,000, 10% on the remainder.
Only 50% of condo fees count toward GDS/TDS.
Car loans, credit cards, student loans, other credit obligations.
Enter this to check pass/fail against required income. Leave at 0 to just see what's required.
Legal fees, title insurance, home inspection, adjustments.

Qualification & closing costs

Conventional (uninsured)
Loan amount
$0
Total mortgage (incl. premium)
$0
Monthly payment (contract rate)
$0
Monthly qualifying payment
$0
Stress-test qualifying rate (MQR)0.00%
GDS ratio (at qualifying rate)0.0%
TDS ratio (at qualifying rate)0.0%
Insurance premium rate—
Insurance premium$0
Ontario PST on premium (8%, cash)$0
Ontario land transfer tax$0
Ontario first-time buyer rebate$0
Toronto municipal land transfer tax$0
Toronto first-time buyer rebate$0
Total cash needed to close$0
For information purposes only. This calculator reflects publicly available federal and Ontario mortgage rules as of mid-2026 and does not constitute financial, legal, tax or mortgage advice. Confirm current rules and your actual qualification with a licensed mortgage professional or lender before making a decision.
  • Minimum down payment: 5% on the first $500,000, 10% on the portion from $500,000 to $1.5 million. Properties at or above $1.5 million require at least 20% down and cannot be insured.
  • Maximum insured amortization is 25 years, or 30 years if you are a first-time buyer or purchasing a new build. Insured mortgages also require a minimum credit score of 600 and a traditional (non-borrowed) down payment source.
  • The stress test qualifying rate is the greater of your contract rate + 2%, or the 5.25% regulatory floor.
  • GDS (39%) and TDS (44%) are standard insurer guidelines; individual lenders may apply different limits, especially for conventional (uninsured) mortgages.
  • Land transfer tax figures use current Ontario and Toronto marginal rate schedules and standard first-time buyer rebates. Other municipalities in Ontario do not currently levy a municipal land transfer tax.
Prepared by Navjot Singh.

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3368 PINEGROVE RD

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Navjot Singh

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